NEW: Read "Choosing the right life cover for you." Also find out why Mortgage Insurance matters.

MUST READ: Before you get mortgage cover from your bank or mortage lender, read this.

Life Cover | Choosing the right policy for you

Getting the right level of life cover is a vital part of personal financial planning, especially if you have a family, dependents or large oustanding debts.The right amount of life cover will depend largely on your age and circumstances.

As breadwinner, your death may mean that your family are unable to keep up with the cost of living, schooling and bond repayments. Should you and your family lose your ability to earn an income, your monthly overheads will still need to be provided for - and that's not planning for your children's studies and futures.

If you have a family history of cancer, you may want to consider a cancer specific cover product as well. If you are healthy, young and single, on the other hand, you may be more interested in disability cover, salary protection or accidental death cover to cover your bond or other outstanding debts.

If you're considering a salary protection, redundancy insurance or income replacement type benefit, your age, current and future monthly overheads will all be factors to consider.

A life cover policy, or life insurance, as it is also referred to, pays out cash in the event that you were to die, become permanently disabled or get diagnosed with a terminal illness.

Keep reading to see why more South Africans are opting to buy life cover from Instant Life.

Why choose Instant Life Cover?

Peace of mind: Instant Life's life cover product pays out cash in the event of death from both natural and accidental causes.

Affordability: Save up to 50% or more on your monthly life cover premiums, with Cash Backs of up to 20% for every 10 claims free years.

Convenience: Instant Life's innovative online life cover policy management platform puts you in the driving seat, from online quote request and sign-up to policy adjustment and claims. Get a quote in under 1 minute and buy in less than 5!

Leave a lasting legacy: You can't predict how or when you're going to die, but you can equip your family for the future.

Instant Life Cover: Key product feature

  • Up to R6 million in life cover - no medical exams required
  • An optional yearly benefit increase of 5% helps fight the impact of inflation
  • You can increase, decrease or cancel your life cover without incurring any penalties
  • The life cover policy entry age is from 20 to 65 years
  • Pays out cash up to 1 year before death if you were to be diagnosed with a terminal illness.
  • Cover is for "whole of life" and includes accidental death cover
  • You, the life insured, or your spouse may make the monthly payments.

    Request a free life cover quote now

    Life is hard enough without the additional burden of not having an income. Protect yourself and your loved ones against the unexpected; request a free life cover quote from Instant Life today.